Before starting your financing journey, gather all the documents you need for your application. Let's delve into our handy checklist to make it an easy application process:

• Proof of Income and Employment: Prove to the lender that you can pay him back. Bring in your W-2, tax return, pay stub, and employer's contact information.
• Personal Information: Be prepared to provide your name and any prior names that you have been known by, your date of birth, your Social Security number, your address, and your telephone number.
• Proof of Residence: Get utility bills, bank statements, or any official correspondence with your name and address that can be used as proof of residence.
• Vehicle Information: When you have chosen your vehicle, the information you'll need includes VIN, make, model, year, and mileage.
• Current Vehicle Registration: If you have a vehicle to trade in, bring its current registration along with the loan payoff amount, if applicable.

With all these documents at hand, you can ensure an efficient and quicker financing process.

There are some extra things to remember when preparing for your auto financing journey. Here are some tips that will help you navigate the process:

• Know your credit score.
• Be complete and accurate in your application with all of the requested information.
• Avoid financing your down payment using home equity or other loans.
• Read the loan agreement to understand your obligations before you sign.
• Keep copies of all loan documents for reference and safekeeping.

These steps help you prepare for auto financing. You will be better equipped to navigate the financing process confidently. By knowing your credit score, you can set realistic expectations and identify areas for improvement if necessary. Providing complete and accurate information in your application speeds up the process and increases your chances of getting approved for favorable terms.

Our finance department can help you every step of the way. We take the time to understand your special needs and preferences and help you find the loan or lease that best suits your budget. Our team works with numerous lenders to help you find competitive rates tailored to your situation.

We can also provide some extra loan application tips so that you can feel confident and prepared when applying for financing.